Why Propensio?
We are a specialist lender who focus on lifestyle products for borrowers of all credit types. Founded in 2010 our purpose is to help you grow your business and serve your customers’ needs.
The right lending partner for you and your customers
The right lending partner for you and your customers
Choosing the right lending partner is critical to keeping your customers happy and loyal. We lend to non-prime and prime borrowers alike but we specialise in helping customers with a less-than-perfect credit history. This is so they can obtain the credit they are seeking to fund their project. We work closely with brokers, retailers and other suppliers to assess customers on their individual circumstances, meaning we can often help where others can’t. We aim to always make sure things run smoothly and stress free for you and your customers.
A real human experience to to help you grow your business
A real human experience to to help you grow your business
Our highly personalised service to your customers, combines modern technology with the best aspects of human intervention to keep the application process quick and simple whilst maximising acceptance rates. We use computerised, automated credit decisions alongside the experience of our underwriters – our aim is to find a reason to say “Yes” whilst always ensuring that the loan is affordable for your customer. This is key to our success when helping your customers who have a less-than-perfect credit history.
Flexible, responsive lending products
Flexible, responsive lending products
We provide a range of flexible, responsive solutions with loans from £1,000 - £35,000 across a variety of sectors. With many years experience in specialist lending, we understand your business and your customer journey. We can create specialist products for specific industries, evolving our service proposition to meet, and often, exceed your expectations. We’re an agile, innovative team who thrive on finding solutions to help your customers. whatever their credit rating.
Propensio has been a total game changer for Credabill. They have opened up so many new avenues for us, not to mention the support we receive from the team is absolutely outstanding
Dean Ferrie, Operations Director – Credabill Ltd
Having Propensio on board is certainly an asset to Sureseal Window Limited. If you don’t have a second line facility with Propensio you are costing your Company saved Business
Jon Dennis, Owner – Sureseal Windows
Propensio’s desire to understand our business culture and to adapt and tailor services to fit resulted in double the funded volume in 2020. Propensio are always working hard to drive increases and deserve the finance volumes they receive.
Nic Horne, Training Manager – First Home Improvements (UK)
The whole team work as a cohesive unit to make the process for our customers as easy as possible. We are delighted to have them as a finance partner and would thoroughly recommend the Propensio team for your business’ financial needs.
Declan Rogers, Sales Director – Lomond Improvements
Propensio have understood our core values and have integrated with our processes and people to continue to offer a digital and robust point of sale customer experience.