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Our home improvement loans can fund a range of exciting projects. Our assessments are performed on an individual basis, so we can lend to a wide spectrum of customers with a range of different credit backgrounds.

Home Improvement Finance

Arranging the most suitable finance for home improvement is a task that requires a specialist lender like Propensio. We have extensive experience helping people fund a variety of projects such as new windows, doors or a garden office. Propensio Finance is among the leading providers of home improvement loans in the UK, built around the needs and aspirations of customers and introducers alike.

We have an array of lending products to suit a wide range of customers. Our assessments are performed on an individual basis, so we can lend to a wide range of customers, even those with a less than perfect credit history.

Our experienced team takes everything into consideration to help customers meet their home improvement needs. We provide each with the best options, while always considering their ability to afford the loan without undue stress.

Whether it’s upgrading to A-rated windows or an energy efficient boiler, we can help.

  • Loans range from £1,000 to £50,000 with terms of 2 to 10 years
  • Variable rates depending on product and credit profile – contact us for specific details
  • 15.9% APR representative
  • Statutory rights under section 75 of the Consumer Credit Act 1974 will apply
  • Fixed monthly repayments make budgeting easy
  • No hidden fees
  • Settle in full or in part at any time
Propensio funded 1600 retrofits of doors, windows and boilers in 2023 alone

Fitting energy-efficient windows and doors reduces the carbon emissions of households by 0.42 tonnes per year (Glass & Glazing Federation estimate). New energy efficient boilers reduce emissions by a whopping 1.92 tonnes per household, per year. Across the 1600 households served, we and our suppliers have helped to reduce annual emissions by 2420 tonnes.

Propensio’s key outputs in home improvements so far


energy efficient home improvements funded


CO2 emissions saved each year