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Our home improvement loans could help your customers fund a range of exciting projects. By assessing your customers on an individual basis we can lend to borrowers of all credit histories.

Home Improvement Loans

Arranging the most suitable finance for home improvement is a specialised task and we can help your customers fund a variety of projects such as new windows or a garden office. Propensio Finance is one of the UK’s leading providers of home improvement loans built around the needs of your customers.

We have a range of borrowing requirements to suit prime and non-prime borrowers alike. We work closely with brokers, retailers and other suppliers to assess your customers on an individual basis, meaning we can often help those customers with a less than perfect credit history.

Our experienced team take everything into consideration to help your customers meet their home improvement needs. We provide each customer with the best options to ensure the repayments meet their budget.

Whether your customer wants to spend £25,000 on the latest garden office or would rather borrow £1000 for CCTV, we can help.

See our home improvements finance calculator.


Home improvements loan benefits

  • Loans range from £1,000 to £25,000 with terms of 2 to 10 years
  • Rates from 11.9% – 19.9% APR
  • 14.9% APR representative on borrowing between £5,000 and £15,000
  • Your customer’s statutory rights under section 75 of the Consumer Credit Act 1974 will apply
  • Fixed monthly repayments make budgeting easy
  • No hidden fees
  • Settle in full or in part at any time

Calculate your customer's repayments


Total Charge For Credit


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Total Amount Repayable* £0