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Our hire purchase agreement has helped many people fund their dream holiday home! Our assessments are performed on an individual basis, so we can consider customers of all credit histories.

Leisure Finance

Arranging the most suitable finance for leisure is a specialised task and we can help fund holiday homes and lodges in whichever resort is desired. Our HP agreement will help spread the cost over up to 10 years. Propensio Finance is among the leading providers of Leisure finance in the UK, built around the needs of customers and introducers alike.

Our assessments are performed on an individual basis, so we can lend to a wide range of customers, even those with a less than perfect credit history.

Our experienced team takes everything into consideration to provide each customer with the best options to ensure repayments meet their budget, while always considering their ability to afford the loan without undue stress.

Whether this is the beginning of a holiday home ownership journey, or whether it’s a part exchange or upgrade, we can help bridge the gap with funding from £5,000 – £150,000.

Responsible lending

  • Customers must be at least 21 years old and a permanent UK resident
  • Customers do not own the holiday home until all the repayments have been made
  • The holiday home is at risk of repossession if contractual repayments are not maintained
  • The holiday home is for leisure purposes only and cannot be used as a main dwelling
  • Loans range from £5,000 to £150,000 with terms of 3 to 10 years
  • Variable rates depending on product and credit profile – contact us for specific details
  • 13.9% – 16.9% APR representative
  • Part exchange and upgrade available
  • Fixed monthly repayments make budgeting easy
  • No hidden fees
  • Settle in full or in part at any time
  • Own the unit when all payments are made Our specialist approach offers more opportunities to say ‘yes’ than an average lender.
Propensio has helped 100's of families fund their dream UK holiday home!

Many had been declined by other lenders, but we were able to help. Our long-standing relationships with leisure sites across the country means together, we can make that dream come true for many families.


Propensio’s key outputs in home improvements so far


leisure park partners across the UK


to help people buy holiday homes